We collect information about our customers to quote, sell and service our products. Some of this is called "Nonpublic Personal Information", which generally means information that is provided by you, obtained by us, or that results from your transactions with us. It does not include information available to the general public. We collect this information from the following sources (each source is not necessarily a complete list):

Application Information: This is information we receive from you on applications to establish an account or other forms, by phone and online. It includes your name, address and telephone number. Application Information may be disclosed as described below.

Transaction Information: This is information about your transactions with us, our affiliates, or others. It includes your product selections, payment history and information necessary for billing and payment. It may also include additional information used to service your order or your account. Transaction Information may be disclosed as described below.

Consumer Report Information: This is information we receive from a consumer reporting agency and is used to confirm or supplement Application Information. It includes payment history and credit report information. We will disclose Consumer Report Information only as necessary to service your order or your account and as permitted or required by law.

Web Site Information: This is information we receive from your computer when you visit our Web site, including the Web site you visited before ours, your Internet e-mail address and operating system and statistical information on Web traffic and usage patterns. We may also store "cookies" on your computer to save information entered during the internet session and collect technical data, such as your Internet protocol (IP) address, operating system and session ID.

Parties to Whom We Disclose Information

Nonpublic Personal Information about you and our former customers may be disclosed to others as permitted by law. Generally, this includes disclosures to third parties that are necessary to effect, administer or enforce your transaction with us, or in connection with servicing your order or account. These parties may include our group of affiliated companies, account representatives, independent contractors, support or supply organizations and courts and government agencies. We may also disclose this information to the following types of third parties:

Nonaffiliated financial service providers, such as banks, credit card companies and other financial institutions; and Non-financial companies, such as suppliers and clubs and associations of which you may be a member.

We may also disclose Application Information and Transaction Information about you and our former customers to companies that perform marketing services on our behalf or to financial institutions with whom we have joint marketing agreements.

Confidentiality & Security

We restrict access to Nonpublic Personal Information about you to those employees and other parties who must use that information to provide products or services to you. Their right to further disclose and use the information is limited by our employee code of conduct, applicable law and nondisclosure agreements where appropriate. We also maintain physical, electronic and procedural safeguards in compliance with applicable laws and regulations to guard your Nonpublic Personal Information.

Additional Information for Web Site Visitors

Monarch Trophy uses comprehensive measures on our Web site to protect your privacy and secure your personal information. When we collect information from visitors to MonarchTrophy.com, we use it to provide service to you and better understand what our customers want so that we can continue to enhance your online experience. We receive from your computer Web Site Information to help us evaluate what our consumers want, provide adequate capacity for our visitors and display information in the best manner. When you quote or buy products on MonarchTrophy.com, we collect your e-mail address so that we can send you an e-mail confirming your order and account information. We may also use this address to provide you reminders about our products and services. Even if you request these reminders, you can opt out of receiving future e-mail from Monarch Trophy at any time by sending an e-mail to support@monarchtrophy.com

Web Site Security

Our systems are configured to provide privacy, integrity and authentication in Internet communications. The security measures we have taken help ensure that your data is secure and encrypted, so that a third party cannot capture, read or access the information while it is in transit between your computer and our system.

We limit internal access to our servers and require that Monarch Trophy staff adhere to high standards of ethics and integrity in performing their jobs and conducting business.

Web Site Links

Our Web site may contain links to third party sites that are not maintained by us. These links are provided solely for your convenience. We make no warranties or representations about the contents of or any products or services offered by third-party sites. We recommend that you read the privacy and security policies of these sites.